Monse

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Month under review

All numbers below follow the selected statement month.

April 2026

Good month: you finished with $2,847.75 left over. The heaviest category was Mercado (27% of spending).

If nothing changes, the May 2026 bill tends to stay near $2,552.25. Next step: You can save $30.00/month by reviewing subscriptions. Do this before the next statement period closes (May 2026).

Positive

Your month is balanced.

$2,847.75

There is money available until the month closes.

Spending in Apr/2026

$2,552.25

2 statements for April 2026

Total received

$5,400.00

income considered in the period

Commitment

47%

of reported income

Main pressure

Groceries

27% of spending

Main cause

Groceries concentrates 27% of the evaluated spending.

If you do this now, the projection turns positive starting in May 2026.

Your statements

Which card spent the most?

Direct comparison between uploaded statements, ordered by total amount.

Statement month: April 2026

Mastercard final 1047

Apr/2026

highest spending in Fuel (56%)

Highest spend

$1,367.95

Visa final 4821

Apr/2026

highest spending in Groceries (41%)

$1,184.30

Visual proof

How this statement month compares

Month-to-month trends stay separate from the selected statement numbers.

Cash Flow

Evolution of Income, Expenses and Balance

Expenses $524.95
Balance $4,875.05
ExpensesIncomeBalance

Apr/26 · latest month

$1,068.60balance: $4,331.40

Score evolution

Your financial health month by month

8 pts
92 · Excellent
100 · Excellent
Mar/26
Apr/26

Automatic diagnosis

What Monse noticed

Organized priorities to guide the next step.

Groceries concentrated 27% of spending.

$286.40 went to this category. It deserves the first review.

You used 47% of your income.

$2,847.75 of margin remains in this cycle.

Best next step

You can save $30.00/month by reviewing subscriptions

MONSE Intelligence · 1 alert
Monthly pace
73%

Strong pace at month start

73% of spending happened in the first 15 days ($782.20 of $1,068.60).

The rest of the month has $286.40 for 15 days, about $19.09/day.

If possible, leave non-essential purchases closer to month-end.

$782.20of $1,068.60 total

Additional context

History and projections

Mar/2026 to Apr/2026

Statements by month

Open to review cards and previous months.

4
Apr/2026

Mastercard final 1047

Total spent

$1,367.95

% of income25%

Combustível represents 56% of spending

Apr/2026

Visa final 4821

Total spent

$1,184.30

Income: $5,400.00

% of income22%

Mercado represents 41% of spending

Mar/2026

Mastercard final 1047

Total spent

$277.00

% of income5%

Serviços represents 47% of spending

Mar/2026

Visa final 4821

Total spent

$266.65

% of income5%

Mercado represents 92% of spending

Annual projection

Open to review the estimate based on the monthly average.

If you repeat the average of $1,547.95 seen in the analyzed statement months, the next bill will likely stay near that level. In 12 months, that pace adds up to $18,575.40, leaving $46,224.60 from your annual income.

Average spending / month

$1,547.95

average across 2 statement months

Total spending in 12 months

$18,575.40

how much you would spend in a full year

Potential surplus this year

$46,224.60

of your annual income of $64,800.00

Great! You spent $323.80 less than last month.

Top categories

Tap a category to open its expenses.

Latest activity

View all
DescriptionAmount
16/04/2026
Green Village Supermarket
Visa final 4821
$286.40
15/04/2026
Uber downtown ride
Mastercard final 1047
$38.90
14/04/2026
Netflix subscription
Visa final 4821
$55.90
13/04/2026
Primavera Bakery
Mastercard final 1047
$31.50
12/04/2026
Popular Pharmacy
Visa final 4821
$74.20
10/04/2026
Payment received
Visa final 4821
+$5,400.00
08/04/2026
Avenue Gas Station
Mastercard final 1047
$210.00
06/04/2026
Mercado Livre Home
Visa final 4821
$159.80
Showing 1-8 of 10 movements
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