About Monse
Monse exists to turn statements into clear decisions.
No endless spreadsheet. No promise of getting rich. No bank password. Just a simpler reading of the money that already moved through your account.
Origin
Monse was born from a familiar scene: someone downloads a statement, opens a spreadsheet, tries to organize the month, and stops halfway through. Not because they lack discipline, but because modern financial life is too fragmented to type purchase by purchase.
Small transfers, forgotten subscriptions, installments, pharmacies, groceries, delivery, and transfers between accounts. It all appears on the statement. The problem is that it appears scattered. Monse was created to read that material and return a more human view.
The problem we solve
Most people do not need another chart. They need to understand why the paycheck ended before the month did. They need to know whether spending rose because of groceries, card pressure, small purchases, or fixed costs that increased without warning.
Monse turns statements and bills into categories, patterns, and simple alerts. The goal is to reduce the work of organizing so decisions become easier.
Product vision
Monse does not aim to be your bank, broker, or financial advisor. It aims to be the clarity layer between your financial documents and your decisions for the month.
That is why the product prioritizes PDF reading, plain-language explanations, and actionable diagnosis. If something does not help answer what weighed on the month and what can be adjusted, we add it carefully.
What Monse does
- Reads statements and bills that you upload.
- Categorizes spending and income to make the month clearer.
- Helps find patterns such as subscriptions, leaks, and category increases.
- Turns financial data into simple language for the next decision.
What Monse does not promise
- It does not promise to make anyone rich.
- It does not replace financial, legal, or accounting advice.
- It does not solve debt without decisions and follow-up.
- It is not the best choice for live balance tracking after every purchase.
Who is behind it
Jonathas Costa
Founder, MONSE
Built Monse to solve a problem most people ignore: the statement exists, the data is there, but no one has time to read it. I love creating products that reduce friction between data and decisions.
LinkedIn →Security
Monse does not ask for your bank password or require continuous bank connection. You choose the file you want to analyze.
Want to try it with a real month?
The best way to understand Monse is to analyze a statement or bill you already have. If it makes sense, you continue. If not, you still leave with a clearer reading of the month.
Start with an analysis